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Debt consolidator took $ unauthorized from my account and is giving me the run around about refunding me. What do I do?
Michael's answer
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Answered on August 07, 2014
First, no "unauthorized" withdrawal was made on your account - you gave them permission to access your account when you hired them for their...
Can a creditor sue me after only 90 days of nonpayment? Also can they submit me to collections at just 30 days past due?
Michael's answer
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Answered on August 07, 2014
You are 100% wrong. Normally, I agree that a creditor is rarely this motivated, but the fact is that as soon as you went delinquent on the...
Archived
I foreclosed on 11/2012 bank sold 9/2013. Still shows as open on my credit report with 42 late payments. how do i get fixed?
Michael's answer
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Answered on August 07, 2014
Did you file a bankruptcy? If not, then the debt will still show as outstanding. They take the balance owed (mortgage, late fees, costs,...
Archived
Is there anyway to hold my ex accountable for student loans that i cosigned on and now only I am paying them back?
Michael's answer
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Answered on August 07, 2014
The short answer is maybe. What does your divorce decree say about this? Was she assigned sole liability for these loans in the decree? If so,...
Archived
Can my SDI check be garnished if a writ of execution has been issued agains me?
Michael's answer
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Answered on August 07, 2014
I'm assuming you mean SSI - a disability check? The answer is yes - since you're talking about child support, they CAN garnish such a check. ...
Archived
What happens to co-signers if I file a bankruptcy petition?
Michael's answer
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Answered on August 07, 2014
Student loans are next to impossible to discharge in bankruptcy, so you'll still owe the debt regardless of what you do (unless there is a very,...
If you have to reopen a bankruptcy that has already been discharged will the original discharge dates change.
Michael's answer
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Answered on August 07, 2014
I'll bet that your new mortgage company wants you to "reopen" your bankruptcy to try to enter a "reaffirmation agreement" on an old debt, like...
Archived
I have debt that I acquired while living in NY, I moved to IL almost 2 years ago. Which state laws do I follow?
Michael's answer
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Answered on August 07, 2014
That is not an easy question to answer. If you are sued, then the PROCEDURAL rules to follow are the ones for the court in which you are sued,...
Archived
I owed my lawyer 20,000 approx. I received a small part of my settlement and it was put in my lawyers account to pay off a debt.
Michael's answer
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Answered on August 07, 2014
If I understand you correctly, you hired an attorney to litigate something which resulted in you receiving a settlement of some kind. The funds...
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Archived
In minnesota…my boyfriend and i have a 3 month old baby girl. a few weeks ago someone he had a one night stand say she has a 4yr
Michael's answer
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Answered on August 06, 2014
Your monthly bills are irrelevant to calculating a support obligation. His income, her income, and the cost associated with medical insurance and...
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