You have no options. Your failure to ensure your IPass situation was correct was your doing, not your father's. And, since this is a governmental...

Can a Collection Agency sue me if they aren't licensed to collect in my state?

No, it doesn't. So long as an attorney licensed in MN has you served with the paperwork, you can be sued. Further, I wouldn't put a lot of stock...

No, you can't "refuse" it. Here's the problem - because of the unchanged POD provision, you became the owner of the account the second your father...

Do law firm/collections have a time frame to respond to a settlement offer i propose to them?

No. They have no obligation to settle anything with you. You have no right to a settlement - it's a mutually agreed upon deal between the...

How can midland win a judgement without having to show proof of debt?

I have answered a lot of questions just like yours, and my answer is always the same. Yes, there is an example here and there of someone who, like...

Yes, you made a huge mistake. So long as the money was in your 401(k), it was (most likely) exempt, and wouldn't have been an issue in your 13...

How are delinquent personal property/vehicle taxes handled when filing for bankruptcy?

The debt won't be avoidable or dischargeable (it's a governmental debt), so you need to amend your 13 plan to include this new debt.

My husband's credit card debts

The short answer is that it depends a lot on how far the creditors wish to pursue the matter. Generally, you would not be liable for any debt to...

Can i go after back child support?

IF the original decree ordered him to pay support, then you could certainly seek a contempt order against him for not paying what was owed until...

Do I need permission from the court to move?

I don't necessarily agree with the earlier post. Since you share joint legal custody, he gets a say on the residence, school, etc. for the child. ...