If the value of my condo was strip down in my ch-7 bankruptcy to at least one third of the final judgment can I seek finance ?

There is no such thing as a cram down of loan to value in Chap. 7 bankruptcy. You're having a very wishful, unrealistic dream. The creditor is...

I have an old credit card debt (10 years) of approximately $6000 It is not on my credit report and the company that "owns" it

No. Unlike an earlier response here, I'd say that your agreeing to and making voluntary payments reset the SOL each and every time you made a new...

What can I do about my bank account/daughter's joint account being garnished and my pay? Can be garnished in two places?

You certainly don't have to continue your voluntary payments if they are levying a bank account and/or garnishing your paycheck. But, they are...

I don't necessarily agree. Yes, if you pledged a security interest in property for the loan, that loan will be subject to surrender if you file...

Will my spouse be responsible for paying my debt if I don't have a job?

No, your spouse cannot be held liable for your debt. BUT, if you have any joint accounts, joint non-exempt property, or if you file a joint tax...

Upon filling for bankruptcy, I wasn't told of everything by attorney. Is it possible to reopen bankruptcy? (question cont...)

Your statement that student loans "can" be discharged is not entirely correct. Yes, it is "possible" to get student loans discharged, but only if...

Father working two part time jobs to avoid paying full child support. How will they calculate income?

Yes, they should calculate it at 40 hours a week since (a) he actually works that much, and (b) he has a history of working that much. A current...

Can I sell my home, quit claim for cash then claim bankruptcy?

If I understand you correctly, you want to "quit claim" your house to a buyer, pocket the cash, then file bankruptcy? Were you going to pay the...

Is it against the law to buy a car for a disabled child with bad credit?

I know of no law in any state barring a family member from purchasing a vehicle for their child's use. So long as (a) your child is legally...

Wrongfully sent to collections

"Can" you sue the doctor for sending a wrong bill into collections? Sure. Will you win? No. First, you'd have to prove that you undertook all...