Archived
I am filing chapter 7 bankruptcy. My husband need to keep his truck that is financed because he has to have it in his business.
Michael's answer
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Answered on October 24, 2014
If there is no equity in the vehicle, then there is nothing to "exempt." It has to be declared on the personal property schedule and on the...
Archived
Summary Judgment issued before allowed 14 days to respond Pressler and Pressler.. Of course
Michael's answer
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Answered on October 24, 2014
Hold on. It sounds as if they had you served or sent a Request for Financial Disclosure, which is a legal order authorized by the court to compel...
Archived
Can a judgment be compelled/ordered Satisfied if a creditor recovers secured property, but never pursues a deficiency judgment?
Michael's answer
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Answered on October 24, 2014
Your post does not say why you're reviewing 6-7 years of replevin actions in the State of Oklahoma, but the short answer to your question is this -...
Archived
I am moving from Fla to new jersey and only have social security and pension as income, will
these be protected from bank levy?
Michael's answer
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Answered on October 24, 2014
Social security is exempt everywhere - it's federal law. As for your pension, that's an open question. It would depend on the nature of the...
Archived
Ccan my childs father be around his daughter
Michael's answer
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Answered on October 24, 2014
I'm unclear on what, exactly, you're asking. There's a lot of issues here going at the same time. First, the father has committed a crime. ...
Can a wrongful death judgment be discharged in bankruptcy?
Michael's answer
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Answered on October 24, 2014
It depends - if the action that caused the death was something serious, like a DUI, intentional act, etc., it is possible to have it rendered...
Archived
How can get rid of my car with the lender still on title?
Michael's answer
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Answered on October 24, 2014
You can't. Unless and until the creditor with the authority to release the lien agrees to do so, there is nothing you can do. So, first,...
Archived
Will settling at this point help?
Michael's answer
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Answered on October 24, 2014
Sure, it makes sense because if you don't, they'll try to collect. But, it won't remove the judgment from your CR - it will remain on there. ...
Archived
I received a debt collection letter for a car repo that happened over 6 yrs ago and as of March 2015 it will be 7 yrs since the
Michael's answer
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Answered on October 24, 2014
Sorry, but the "last date of payment" in never the start of the clock on SOL matters. This is especially true in repo cases. The creditor has to...
If American Express sends you to their outside collections agency are they allowed to send you a statement to collect money?
Michael's answer
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Answered on October 24, 2014
Did you claim financial fraud with AMEX itself? I'm unclear on this - normally, if someone illegally uses your account, and you claim (and prove)...
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