Archived
My lender sent a guy 2 my house 3X took pictures. In my yard, questioned my kids, Last time told me to call the bank?
Michael's answer
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Answered on November 10, 2014
Based on what you said, no. First, if it was the actual lender doing this, the FDCPA doesn't apply. Second, what did this man do? If he was...
Archived
My mom's paycheck was 90%-100% garnished from the IRS. Is this possible or did they make a mistake?
Michael's answer
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Answered on November 10, 2014
I think you're off base - the IRS didn't actually garnish 100% of her paycheck. There is a statutory cap to even the IRS' moves. I'd suggest a...
Archived
How to object to a motion for relief from automatic stay, filed by the mortgage servicer who lack
standing ?
Michael's answer
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Answered on November 10, 2014
I think you're off base here - lots of people have played the game of "show me the note" or "show me the assignment" wherein they try to forestall...
Archived
They are garnishing my check for 25%, now I receive a letter from the attorney with the Court letterhead now saying 110%
Michael's answer
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Answered on November 10, 2014
I think you're misreading the letter - it is not physically possible to take 110% of your pay. They certainly can take a percentage of your GROSS...
Archived
A debt collector is trying to have a garnishment hearing in a completely different county than where I live, is that legal?
Michael's answer
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Answered on November 10, 2014
If a creditor is attempting to have a garnishment enacted upon your pay, then they must already have a judgment entered against you in some court. ...
Archived
Ohio Attorney Generals is trying to collect a non taxable debt from 16 years ago, can they garnish me, I live in another state
Michael's answer
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Answered on November 10, 2014
What the Ohio government is trying to collect is a "tax" (or "governmental") debt owed the state by you. Obviously, you were overpaid or...
I rec'd a dismissal of writ of property other than wages, what does this mean?
Michael's answer
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Answered on November 10, 2014
It means the creditor has released whomever received the writ requiring they seize some of your assets.
Archived
Do I owe condo association dues after a sheriff's sale has taken place while in the redemption period?
Michael's answer
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Answered on November 10, 2014
Yes. Unless and until the new owner takes actual, titled ownership of the property, you are still the legal owner. Therefore, the HOA dues are...
Archived
I received a notice that my wages will be garnished.should i file for bankruptcy
Michael's answer
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Answered on November 10, 2014
Unfortunately, most back taxes are non-dischargeable, meaning that a bankruptcy won't eliminate your debt at all. While there are some small...
Archived
Pregnant, divorcing. The ex is not the father. I am in a custody battle. How could this affect me?
Michael's answer
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Answered on November 05, 2014
This is more complicated than you realize. Minnesota law presumes your husband is the child's father. So, your boyfriend is going to have to...
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