Can a collection agency take money out of my account if I didn't authorize them to take more money out?

You do not state what type of account the funds were withdrawn from. I will assume it was a bank / credit union deposit account. Apart from any...

It appears there are three potential issues here. (1) If the promise to repair was made prior to entering into the purchase contract, you may be...

Can a landlord pay a bill that is in my name if they did not get permission and then charge me for it?

If water is provided by a government-owned utility, then by statute a landlord can withhold the amount due from a security deposit. However, a...

Does my landlord have to fix this?

Generally, it is the landlord's responsibility by statute to repair or replace a toilet or plumbing. However, that responsibility does not include...