Questions answered by Shari Lynn Stevens

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If it say "settled" on my public records, but it didn't show up on my credit

Shari's answer | Answered on February 23, 2017

In my opinion this is a good thing. The judgment can still appear on your credit report as it is public court record. The credit bureaus can review...

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I bought a car for my daughter and the car is registrate in my name but I would like to put both our name how would I go about i

Shari's answer | Answered on February 20, 2017

I agree with the answer above. Putting her name on the registration will not build her credit. If she was on the loan and the payments were current...

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Who can help me to negotiate with the creditors, in case i can't get the attorney?

Shari's answer | Answered on February 17, 2017

You should contact a consumer rights, debt settlement or bankruptcy attorney in your area before contacting creditors. The attorney will review...

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Just completed 341 Meeting. How do I find out what will be discharged on my Ch. 7 petition?

Shari's answer | Answered on February 16, 2017

Most bankruptcy courts have a great pro-se help desk and will answer general questions. If any debts are objected to you will receive notification...

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Can the collection agency really not work with me on payments to keep car from being reposessed?

Shari's answer | Answered on February 12, 2017

I agree with both responses. Who is trying to collect and are they attempting repossession? You are the one responsible for making payments even if...

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Why would a Wisconsin Court Case say ---- sm claims : under small claims $ amount, and have no mention of a dollar amount ?

Shari's answer | Answered on February 12, 2017

I agree. The amount the creditor is suing for will be in the complaint. An amount will not determined until a judgment is entered. You should be...

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Am I responsible for a business credit card of a now defunct business.

Shari's answer | Answered on February 11, 2017

I agree. You should have a copy of the agreement. More then likely you personally guaranteed the debt. If you have questions contact a consumer...

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Debt and owning a vehicle

Shari's answer | Answered on February 10, 2017

Bring this up at your consultation. Certain personal/real property is exempted meaning you can keep it if it is within the amount the exemption...

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Really what happens If I Don't pay a bill????

Shari's answer | Answered on February 10, 2017

I agree. If you do not pay a debt the creditor can file a suit in small claims court. The creditor will request a judgment for money in order to...

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I already have a default judgment against me and it was just reduced to $14,000. I can't afford an attdorney but would like to

Shari's answer | Answered on February 10, 2017

You can but I suggest contacting an attorney in your area who is experienced in debt settlement/negotiation. This attorney will work for you and...

Shari Lynn Stevens's Answers (225)

If it say "settled" on my public records, but it didn't show up on my credit

I bought a car for my daughter and the car is registrate in my name but I would like to put both our name how would I go about i

Who can help me to negotiate with the creditors, in case i can't get the attorney?

Just completed 341 Meeting. How do I find out what will be discharged on my Ch. 7 petition?

Can the collection agency really not work with me on payments to keep car from being reposessed?

Why would a Wisconsin Court Case say ---- sm claims : under small claims $ amount, and have no mention of a dollar amount ?

Am I responsible for a business credit card of a now defunct business.

Debt and owning a vehicle

Really what happens If I Don't pay a bill????

I already have a default judgment against me and it was just reduced to $14,000. I can't afford an attdorney but would like to