I have a judgment against me that was filed in 2008 on an old bill from 2004.

If you are asking if it can be taken off your credit report, you probably need to look at the time of the judgment as opposed to the time the...

Received garnishment of wages paperwork via regular mail today re: foreclosed home.

If a deficiency judgment was granted against you, the mortgage company can and will come to garnish your wages. The Writ of Garnishment would...

In 2010 I filed for Chapter 7 with the intent to keep house and car. I did not know there was a reaffirmation that had to be fil

I am trying to determine who you are looking to have recourse against. If you fail to file a reaffirmation agreement, then the creditor is not...

What does it mean "No 1099 will not issued nor will we pursue a deficiency judgment" in my mortgage debt settlement offer?

I agree with the previous answer on here. You need to speak to an attorney to confirm that what you state is the case. The lack of deficiency...

Life after bankruptcy

If you did not reaffirm the mortgage, the mortgage company does not need to report the payments to the credit bureau. If you did reaffirm, they...

Is cosigner responsible for the debt. after claiming chapter 7

Yes, they are still responsible for the debt as they signed on to be liable if you failed to pay. If it was dismissed as you say, you are still...

How can I obtain a copy of a settlement agreement accepted by the Bankruptcy Courts in an adversary case?

If you had an attorney that was involved in the settlement negotiations, he or she would have a copy of the settlement. In addition, all documents...

Selected as the best answer

You should be speaking to your collections attorney if you have one on retainer. A judgment must be taken to get a garnishment. In many places, a...

Bankruptcy

Do not cancel any of your ordinary expenses such as kids' activities or life insurance policies just yet. These are important to the family and...

Can a bankruptcy lawyer refuse to go through with the case?

I agree that this is shady behavior by the attorney but without knowing what is in the written fee agreement, then none of us can tell you exactly...