Guides published by John B. Stutt

Are You Concerned About the Theft of your Credit?

Nov 13, 2014

You can legally obtain a free copy of your credit report once every 12 months. Visitwww.annualcreditreport.com, or call 1-877-322-8228 or visit the Federal Trade Commission website to request a compli...

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As a real estate buyer, are you bearing the risk that a lien has not been discovered before closing?

Jul 08, 2013

Sometimes buyers get so wrapped up in the fever of acquisition of a new home that they sign a contract and can't afford the purchase without cash from the sale of an existing house. Taking on too muc...

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Are You Paying Too Much for the House?

Jul 08, 2013

Buyers sometimes get caught up in the emotional frenzy of buying a house and in attachment to the house pay dearly in price far beyond what is appropriate. This risk can be avoided by an appraisal co...

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What does it mean when a contractor advertizes he is bonded or insured?

Oct 16, 2010

As an owner of a commercial building, it is important to understand that a contractor's advertisement as to "bonded" or "insured" can turn out to mean entirely different situation than what you imagine...

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If you are self-employed, you are likely missing the retirement plan that will grow like no other.

Jul 06, 2010

There is a Solo 401k & Solo Roth 401k plan that is a hidden jewel for the self-employed. This is a plan for small business owners and sole proprietors who have no employees, combining salary deferral...

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2010 Update-Why small charities should adopt policies imposed on big charities

Jun 26, 2010

The IRS imposes greater reporting requirements on bigger charities. If small charities wish to grow, they should adopt the required policies that provide more transparency and accountability. Donors ...

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How to deal with bad or unsuitable annuities sold to seniors, 65 or older

May 13, 2010

In 2008, Penn Life agreed to pay a record forfeiture of $925,000 and to offer a restitution program to up to 2,200 purchasers, mostly Wisconsin senior citizens, who were sold more than $55 million in a...

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HOW WE IN THE LONG TERM PROTECT AMERICAN FARMS, FIELDS, MOUNTAIN SIDES AND THE COASTS.

May 03, 2010

Conservation easements have increased considerably in the last decade. They are now the preferred benefit landowners used to conserve the land employing tax planning. Usually, their motivation is altr...

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The Most Important Fiduciary Document Many Plan Trustees Don't Have

Apr 16, 2010

The Investment Policy Statement (IPS) is a business plan for qualified retirement plans that details the procedure the fiduciaries will use for investment selection and evaluation. One-fourth of near...

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Piercing the Corporate Veil of a Limited Liability Company

Apr 16, 2010

What this means is that under certain circumstances your LLC will not afford protection to you if a creditor can establish that your LLC is a sham. At least one court in Connecticut in 2001 (Stone vs...

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John B. Stutt's Legal Guides (20)

Are You Concerned About the Theft of your Credit?

As a real estate buyer, are you bearing the risk that a lien has not been discovered before closing?

Are You Paying Too Much for the House?

What does it mean when a contractor advertizes he is bonded or insured?

If you are self-employed, you are likely missing the retirement plan that will grow like no other.

2010 Update-Why small charities should adopt policies imposed on big charities

How to deal with bad or unsuitable annuities sold to seniors, 65 or older

HOW WE IN THE LONG TERM PROTECT AMERICAN FARMS, FIELDS, MOUNTAIN SIDES AND THE COASTS.

The Most Important Fiduciary Document Many Plan Trustees Don't Have

Piercing the Corporate Veil of a Limited Liability Company