How do I stop collection calls for a debt that was paid as agreed?

I agree with these answers. You might also have a case under the Telephone Consumer Protection Act (TCPA) which regulates how people can call cell...

Can I take a collection agency to court to make them prove the actual date of first delinquency for a debt?

If I understand your question correctly, it's not about the collection statute of limitations, but about the date of first delinquency as it...

What should I do if a collection agency is coming after me for a debt that they cannot verify with the original creditor?

Interesting fact scenario. I've see some many odd scenarios where a consumer is getting harassed for a debt that doesn't belong to them, that it's...

Can a company send your account into collections or sue you without giving a final notice first

I agree with the prior answer. However, once it goes to collections you have various rights under the Fair Debt Collection Practices Act. Reach...

What to do if collector tries to collect on debt that's past SOL and is no longer allowed to be reported to the credit bureaus?

If the debt is indeed past the statute of limitations (or the collector tries to "re-age" the debt and get it back on your report, you can sue them...

Paid for credit repair and communication and activity has ceased. Is a lawyer my best option?

I agree that as a general rule, credit repair is a scam. However, you're not without recourse. It sounds like the person/company would qualify as...

What to do if a derogatory mark on my credit report is not mine?

I'm going to agree with the prior answers, but give you an additional thought. Since both AFNI and Enhanced Recovery are "debt collectors" as...

Landlord submitted somebody else' $5,500 collection with my SSN to my credit report. Do we need to hire a lawyer?

I agree with the other answers. However, if the account is with a debt collector (in other words, not in the name of the actual apartment complex)...

CV-426 State of WI Line 6 of the Garnishment Exemption Worksheet. I do not understand how to answer the question.

Sounds like your wages are not exempt from garnishment - meaning they'll be trying to take $26270 from you. I'd highly recommend consulting with a...

Selected as the best answer

Our mortgage was not reaffirmed in bankruptcy 4 years ago. We now must do a mortgage release due to health reasons.

It all depends what you're trying to accomplish, how long you want/need to remain in the home, and if you have more that one mortgage on the house....