Questions answered by Brendan Lee McAvoy

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Is this legit?

Brendan's answer | Answered on March 01, 2016

Scammers are now better than ever to personalize information used in the scams to your daily life. The fact that they only can release documents if...

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What can I do ?

Brendan's answer | Answered on March 01, 2016

I also suggest finding another orthodontist to take the braces off. The debt was likely unsecured, so it was wiped out my the bankruptcy discharge....

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Is there a statute of limitations on the time after completed work that a "notice of intent" to file a lien is to be sent.

Brendan's answer | Answered on March 01, 2016

For information on Wisconsin and Federal debt collection practices, I would look at this link for information from the Wisconsin Department of...

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Is there any way I can find out how they got my information?

Brendan's answer | Answered on March 01, 2016

I agree, the number was probably found on your credit report or something similar. I also agree that two situations make sense here: 1) the...

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Is a non disclosure agreement enforceable if I have not been presented with a signed copy by the client?

Brendan's answer | Answered on March 01, 2016

The NDA is probably being sent to you for your signature. The client probably wants protection in the business dealings between the parties. An...

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Should I call these people back about year end audit. Not sure who it is. More than likely a past payday loan.

Brendan's answer | Answered on March 01, 2016

I agree, it probably is a scam. They would probably use more than one robocall to reach you. If the debt was real, they would also send you...

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Is there anything I can do avoid these fees, and is it even legal for them to be doing this in the first place?

Brendan's answer | Answered on March 01, 2016

I can tell you that it is common practice by utility companies to charge convenience fees. Different credit card companies have different standards...

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What can be said to pay by credit card, and I'm worried that an important part of the agreement is not written.

Brendan's answer | Answered on March 01, 2016

Based on the limited facts in this statement, I understand this much: 1) There is in fact some form of written agreement 2)You have a meeting of...

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See above

Brendan's answer | Answered on March 01, 2016

Wisconsin has a standard health care POA form to fill out, although it may not be a "one size shoe fits all" scenario you have in mind. Here are...

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Is there anything I can do, statute of limitations or something? 25% is roughly 250$, I cant afford this.

Brendan's answer | Answered on February 23, 2016

If you decide bankruptcy is the answer for your situation, then filing for chapter 7 would place an automatic stay on creditors attempting to...

Brendan Lee McAvoy's Answers (48)

Is this legit?

What can I do ?

Is there a statute of limitations on the time after completed work that a "notice of intent" to file a lien is to be sent.

Is there any way I can find out how they got my information?

Is a non disclosure agreement enforceable if I have not been presented with a signed copy by the client?

Should I call these people back about year end audit. Not sure who it is. More than likely a past payday loan.

Is there anything I can do avoid these fees, and is it even legal for them to be doing this in the first place?

What can be said to pay by credit card, and I'm worried that an important part of the agreement is not written.

See above

Is there anything I can do, statute of limitations or something? 25% is roughly 250$, I cant afford this.