I would see where he came up with this "you would have to pay 5k for arbitration" to see if this is legitimate or just a threat. Without knowing...

I wouldn't give them any personal information. See if they can mail you any paperwork they have showing that the debt is legitimate. If they're...

When you say "they have been taking $200 per month from me" does that mean you set up a payment arrangement from you or it is subject to a court...

While each creditor and/or debt collector is different, you can likely reach out to them to try and reach a payment agreement with them. You'll...

Consult with a consumer protection attorney, many offer free consultations (at least we do). You'll want to make sure that the debt collector...

You can try to work out a payment arrangement or lump sum settlement with them or you can also consult with a local attorney that can review the...

First you'll want to verify that the company is a legitimate company and not a scam. If you confirm the company is legitimate, begin by disputing...

If you are reporting identity theft, your local police station should be able to complete a police report, especially given that you say they were...

You'll want to consult with a consumer protection attorney and specifically one that deals with identity theft. You'll want to make sure that there...

Do you have the name of the alleged debt collector? Ask them to send you a verification package. I would also ask them the last date that a payment...