I agree with what Thomas said. I will also add that you should dispute the charges with your credit card company (and also credit reporting...

You can contact the office that is suing you to try and reach a settlement on the account/lawsuit. You'll want to be wary to not miss a deadline to...

I would make sure to not miss the response deadline because you then risk the court entering a default judgment against you. You can file an...

Hello, On top of what Finis said, I would also recommend disputing each of these fraudulent accounts or balances directly with the credit...

I would ask them for the case number of the alleged judgment and also the exact court the supposed judgment was entered from. You can then reach...

Did you pay for the car in full on the spot or did you finance the car? You say buy here pay here which makes it seem like you paid in full at the...

You can file a police report indicating that he is opening account using your personal information. You can also dispute the accounts that are...

If you simply ignore the lawsuit, chances are the court will enter a "Default Judgment" against you. My recommendation is to consult with a local...

I would consult with a local consumer protection attorney that has knowledge of your state consumer protection statutes and state usury laws. If...

Are you a co-signer on student loans where a payment was missed? If so, that may be why the credit score dropped. If they're reporting payments on...