First, if you want your payments properly recorded, you can request from your lender a payment history and submit it to all 3 credit bureaus. This...

What creditors should receive the certificate of service when filing the chapter 13 discharge paperwork? This process is unclear

I agree with my colleague. Alternatively, you may be able to find an attorney who will help you wrap up the case for a minimal fee or some...

Is it possible to stop a Chap 7 BK if it causes a financial hardship?

This should have been something you discussed with your attorney prior to filing and I agree that it sounds like a fairly unusual circumstance...

My credit card company has my SS# wrong. Am I libale if i dont pay on the card anymore?

Yes, you are still liable on the debt. If you charged on the card, you owe the debt. Keep making your payments or expect to be bombarded with phone...

How can I prevent a claim from being discharged in Chapter 7 Bankruptcy by a former landlord?

The only way to have the debt declared non-dischargeable is to file an adversarial proceeding with the Bankruptcy Court. In order to do so, and do...

Will pay >DOUBLE to file Chapt. 11, as an individual, than the cost of filing Chapt. 7 or 13!!! (I'd like 2 give a synopsis of..

Yes, chapter 11 is very expensive ( I think saying double a 7 or 13 is a low estimate). As you haven't asked a question, I cannot help you...

I cosigned for my sons student loan, he refuses to pay. Who will Sallie Mae go after first?

I agree with my colleagues, they can sue you, him, or both. I would urge you to contact Sallie Mae and work out a feasible payment plan, if...

Which of these dates is my "Year Claim Incurred"?

Generally, The date the debt was incurred was the last day the account was at zero. Therefore, I believe given the above dates it would be 2/2011....

In a Ch.7, if I am surrendering my house, do I include the mortae on schedule J?

I agree with attorney Bunce. You only list the expenses you are currently paying as it is a "snapshot in time" of your current budget. You should,...

Good canidate for chapter 7?

You don't state your income, so it's impossible to speculate if a chapter 7 is possible. From an asset perspective, you seem to be a good...