Archived
Just days from my discharge date, I received a notice from a lawyer from one of my credit cards. Do I have a right to fight?
Shannon's answer
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Answered on January 08, 2012
This does sound like an adversarial complaint which was filed with the bankruptcy court. Fraud is one of the grounds creditors can use to ask the...
Archived
Chapter 13
Shannon's answer
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Answered on January 08, 2012
Exemptions give you the ability to protect the equity in your property, so that you are able to keep property going through bankruptcy. All of your...
Archived
After bankruptcy (ch. 7), is it safe to open a checking and/or saving accounts with the bank that was on my creditor list?
Shannon's answer
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Answered on January 08, 2012
I agree with the previous answers. I too advise clients that it is best to keep accounts at different institutions rather than those institutions...
Archived
Bankruptcy and stoping proceedings?
Shannon's answer
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Answered on January 07, 2012
Your question is slightly confusing. Have you already signed your petition and your attorney has filed it with the court? If not, then you should...
Archived
Will keeping car pymt. help re-establish credit after chpt.7?
Shannon's answer
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Answered on January 06, 2012
As the other attorneys have correctly pointed out, if your current lender is reporting your payments it will help rebuild your credit. I believe...
Archived
I got married in Aug 2011. I filed for bankruptcy in Dec 2011. My spouse did not. How should we file our income taxes for 2011?
Shannon's answer
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Answered on January 06, 2012
The amount that the trustee will take is the amount you were entitled to or had accumulated prior to filing your case and was not exempt. You...
Archived
After 1 year chapter 7 discharge, can i buy a house by personal loans beacause my bad credit?
Shannon's answer
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Answered on January 06, 2012
Yes, you are able to purchase a house after your bankruptcy without an issue. Whether you obtain financing from a regular lender or a personal loan...
Archived
What gonna happen to my income tax refund after I file for bankruptcy?
Shannon's answer
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Answered on January 05, 2012
The previous answer is correct. Did you list the expected tax return as an asset? If so, did you use an exemption to cover it? If you listed it and...
Archived
How soon should I file for Bankruptcy?
Shannon's answer
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Answered on January 05, 2012
I would also agree that contacting a local attorney is in your best interests. Most offer a free initial consultation and can help you assess when...
Archived
Should I buy a couple of much needed but necessary items before I file for Bankruptcy?
Shannon's answer
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Answered on January 05, 2012
I would agree with the previous answers regarding speaking with an attorney in your area. As for the vehicle, this may be a good idea prior to...
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