Archived
We are going to file chapter 7. We do not want to reaffirm our mortgage or our HELOC. We want to stay in house for a while.
Shannon's answer
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Answered on January 17, 2012
If you do not reaffirm the mortgage or the HELOC, the debt will be discharged in your Chapter 7 bankruptcy, assuming you are successful in...
Archived
Do I still have to pay attorney fees for my ex if they dismissed the debt in bankruptcy?
Shannon's answer
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Answered on January 17, 2012
Your ex spouse went through bankruptcy and you did not, correct? Therefore, your ex spouse's liabilities have been extinguished; however, your...
Archived
Personal bankruptcy
Shannon's answer
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Answered on January 16, 2012
In a personal bankruptcy, you must list everything you own in your schedules including bank accounts and your home. Then, you must use the allowed...
Archived
I've heard that people going through bankruptcy can have their homes searched for assets. What can they and cannot search?
Shannon's answer
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Answered on January 15, 2012
First, I am glad to hear you have decided to retain an attorney. They will be your best resource and advocate throughout the process to help you....
Archived
Filed Taxes, and Bankruptcy
Shannon's answer
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Answered on January 15, 2012
This is an asset and should be included on your schedule B (personal property) and exempted out on schedule C. If you used federal exemptions, the...
Archived
Me and my husband lived in a home and were told to remove a bunch of miscellaneous things that were sitting in a basement for 5
Shannon's answer
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Answered on January 14, 2012
I believe a better place to post this question would be in the criminal law section. You are likely to receive better results. Good luck!
Archived
Unlisted debt on bankruptcy
Shannon's answer
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Answered on January 13, 2012
The two previous answers are correct. Send the creditor a letter including all the pertinent information regarding your case; chapter 7, date...
Archived
I owe back oh state tax and it's with a attorney now. Will they take my IRS refund to offset?
Shannon's answer
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Answered on January 12, 2012
There is a good possibility the state will intercept it and use the federal refund to pay down your state tax liability. They often send a letter...
Archived
I have just started a lawsuit for claims of personal injury to me. Can a chapter 7 bankruptcy effect my awards.
Shannon's answer
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Answered on January 12, 2012
As long as the injury or claim did not arise before your prior bankruptcy, you will have no issue proceeding with your case and can continue as...
Archived
How can I get a free credit report?
Shannon's answer
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Answered on January 12, 2012
The other answers are correct. I just want to add a word of caution when you pull your free report. Many, if not all 3 bureaus, will try to charge...
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