If signing an agreed judgement over credit card debt, will they be able to seize my bank account?

This will ultimately depend upon Texas law; however, generally speaking, most states do allow for a creditor to levy upon bank accounts to satisfy...

I have $8000 of credit card debt I would like to lower, and pay lower amounts per month. What is my safest, and best option?

You have a couple different routes you can take: Consolidation: either getting a personal loan to pay off the individual debts or use a...

Bankruptcy

If you qualify for bankruptcy, yes, you can file even if you have never missed a payment. That is not a prerequisite for filing.

Business credit cards carry a personal guarantee and this is what was discharged in your personal bankruptcy. The personal liability is gone, but...

What law protects investments and retirement accounts in a bankruptcy?

The exemption is based on the type of account. There are differences between investment accounts and retirement accounts. There is also a...

How do I or what forms do I use to challange an income execution that has charged me approx 1100% interest on original debt?

The judgment interest rate is governed by state law. Where I practice, the interest rate was 12% and was recently changed to move with prime. I do...

I need to help the federal court restrain lazy lender servicing company.

You surrendered the property in your bankruptcy, correct? The bankruptcy only alleviated your personal liability on the note. It did not remove the...

Can a debt collector take money from an account before a judge give a verdict on the case

I too am confused as to your question and timing. It sounds like the judge granted the judgment when he ordered that you pay a different amount....

I live in Illinois, I just filled bankruptcy, however I anticipate a tax refund of $10,560.00 this year. I haven't filed tax

Waiting to file your taxes is not going to help your situation. The refund is part of the estate ( the amount will depend on your filing date). You...

Summons for credit card debt, can they take our van?

They likely will not be able to take your van, but they may be able to attached a lien to your vehicle which would be required to be paid if you...