Unfortunately, what you want to do cannot happen. All your debt must be listed in your bankruptcy - no exceptions. However, you can voluntarily pay...

Can I start a new business when my old business is in chapter 7?

You may not need a business bankruptcy (because a business cannot receive a discharge); however, you may need a personal bankruptcy if you have...

Declaring Bankruptcy

The answer will depend on the judgment and what the judgment creditor has done to execute on the judgment. If the judgment has been recorded...

How do i find when a case was petitioned

There are a couple of ways - you can get a pacer id and search for the case on the pacer electronic filing system, you can call the clerks office...

In the State of Washington, can HOA dues be included in a Chapter 7 bankruptcy?

I agree with the previous answer and would like to add: Have you attempted to do a deed in lieu of foreclosure? This would allow you to get the...

HARP Modification finalized in 3/10 via a 5-year graduated rate; Chapter 7 discharge in 2/11.

I would be very cautious about this. The bankruptcy should not have any effect on your interest rate on the mortgage. Did you sign a reaffirmation...

Received discharge in Nov. of 2011. I have a small 1st and a large equity LOC(2nd). Can the bank forgive the LOC?

No, A mortgage is a secured debt and remains secured even if you failed to reaffirm. I assume you filed a Chapter 7...? Did you have an attorney?...

I am filing for Ch 7 and need to know what exemption to use?

I agree with attorney Drain; however, I want to caution you about doing this bankruptcy yourself. You've got assets ( at least a home) and I would...

Have a creditor tying to serve me court papers want to file bankruptcy should I allow them to serve me before I see attorney

Yes, you should allow yourself to be served so you can take the complaint with you when you see your bankruptcy attorney. This information will be...

Why are we suddenly getting letters and attempts to collect depts after our Chapter 7, which was discharged in 2008.

Unfortunately, I have been hearing more and more stories like yours. For each phone call take down the name, control number/id number of the...