Always keep in mind that the creditor has the burden of proof, to prove that you owe the money. It is not uncommon for the creditor being unable...

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Can a CRA refuse to remove an account that cannot be verified by creditor?

Yes, if the CRA cannot verify the debt it needs to be taken off your credit report pursant to the Fair Credit Reporting Act. The great thing about...

Breware of but here pay here. Many times when the repo a vehicle the sell the vehicle for little or nothing. The trick is that they sell it to...

Can student loans acquired through private institutions, not the government, be filed on and dismissed without "undue hardship"?

Student loans are dischargable although as Scott mentioned you have the burden to prove to the court that if the student loans are not discharged...

Can a bank take us to court in Florida if we declared bankruptcy on their property 5 years ago?

The simple answer is YES the bank can take you to court in Flordia-mainly because of the use of the word "can". Now I cannot say that it would be...

Do i have to amend to list as a creditor someone who filed an appearance?

You could amend if you wanted to amend. Of course there is a $30.00 fee to add creditors. I personally would amend for several reasons, the first...

Does anyone have some links to filing a Chapter 11 in NAFTA?

Sorry cannot help you. I agree with the advice already given

How long after a bankruptcy is dismissed can a creditor legally hold a detrimental report om my credit report?

I question whether you filed a chapter 7 or a chapter 13. It sounds like you filed a chapter 13. Chapter 7's normally do not get dismissed, and...

In chapter 7. Auto lender repossessed my car without motion for relief from stay. Is it legal? What are options? They say pay

The first question I would ask is was there an automatic stay in place. If you had two prior bankruptcys dismissed in the prior year then there...

I filed a Ch 13 in 2010 and my husband is now filing a Ch 7... how does this affect my bk and monthly payment?

That is always an interesting situation. If you are in a community or marital property state all the property could be in your...