Question Regarding FDCPA Laws

You should contact an attorney with FDCPA litigation experience, because you very likely have a good claim if you wish to pursue it. Many...

Can a bank or credit union take an unauthorized payment on an unsecured loan?

The answer lies in the fine print. There are probably two contracts you would need to review to determine if the bank had the right to withdraw...

Do we have a chance of suing this bank and winning or should we just go forward with a bankruptcy?

It is possible that you have a defense to some or all of the debt. The Uniform Commercial Code contains a number of rules about disposition of...

Should i settle out of court or go to court with a debt collections lawyer over a medical debt?

You need the advice of a consumer lawyer who is familiar with debt defense and the Fair Debt Collection Practices Act ("FDCPA") in particular. If...

How do I serve a summons and complaint if physical address of defendant is unknown?

Under Michigan Court Rule 2.105(A), process can be served on an individual by certified mail with return receipt or by in-person delivery. If your...

How can I bypass the overdraft without revealing illegal activity?

Your question appears to be a paraphrase of "how do I get away with bank fraud?" My best advice would be that you consult a criminal lawyer in...

Can I sue this collection agency?

Debt collectors are not allowed to communicate with third parties in a way that reveals that you owe a debt. This is federal law, the Fair Debt...

If the car was not collateral for the bond, the taking of the car likely constitutes conversion, which is the civil equivalent of theft. Michigan...

Navient is the successor corporation to Sallie Mae, and employs some of the largest debt collectors in the country to collect defaulted student...

Can i be charged bank fraud if my bank account was 0 when i closed it?

If the person you spoke to was trying to collect the debt from the check cashing loan, they almost certainly broke the law by telling you that you...