Archived
Can i be turned over to collections if I have been paying on a bill even thought it's not the amount they want?
David's answer
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Answered on March 07, 2014
Bankruptcy is the only legal way to discharge debt without paying in full as provided by the contract or agreement. Most medical bills are due...
Archived
Should you reaffirm mortgage loan after chapter 7 bankruptcy if you want to keep your home?
David's answer
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Answered on March 07, 2014
It is rare that a mortgage company will refuse payment on a mortgage even if the loan is not reaffirmed. So it is sometimes recommended that you do...
Archived
I am recently retired and drowning in credit card debt. if i file bankruptcy will by retirement assests (401K, etc.) be at risk
David's answer
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Answered on October 19, 2010
Although the amount of your debt does not seem huge by some standards, it really depends on your ability to pay. If you can't knock the debt down,...
Archived
Medical Collections SOL - Michigan (Which route is best)
David's answer
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Answered on October 19, 2010
Although the statute of limitations is 6 years, it is extended by any payment or even a promise to pay. Also you must timely answer any complaint...
Archived
Civil Cs. was dismissed because defendant claimed he named me in his bankruptcy but I wasn't
David's answer
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Answered on October 19, 2010
There is case law that says that even if you didn't receive a timely notice, that you found out about the bankruptcy later, that the debt is...
Archived
I live in D.C. My husband died. Do I have to pay credit card debts - if he was the primary account holder?
David's answer
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Answered on November 09, 2009
I think you at least have to pay what you charged. I would argue that you don't have responsibility for the whole account since you never signed...
Archived
My ex-wife moved all her CC debt onto an old card I unknowingly am still on and stopped paying. What can I do?
David's answer
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Answered on November 09, 2009
If you were divorced, you should have closed all joint accounts. If she forged your name to an account, she is guilty of criminal fraud and should...
Archived
17k in CC Debt, Settle? BK? What to do...
David's answer
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Answered on November 09, 2009
You might consider living off the cash for awhile. I would have to go over your living situation. When you file chapter 7 bankruptcy, you can keep...
Archived
Can a bank collect loan debt from a guarantor that filed chapter 7 but filing listed debt as second mortgage and unsecured ?
David's answer
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Answered on March 04, 2009
If the debt was listed on your bankruptcy and you received a discharge of debt, send the discharge to the bank and ask them in writing to stop...
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