I received a Summons from a credit card company. It states that I have to file a written answer to the court. What do submit?

If one is sued by a credit card company for the collection of a debt, then he/she generally would need to file what is called an “answer” to the...

How much can a debt collector garnish my wages for? I'm looking for a percentage.

Michigan does not have its own statutory limits on how much can be garnished from one’s wages. Consequently, federal law governs those limits in...

Midland Funding LLC is a junk debt buyer. Junk debt buyers purchase defaulted debts such as credit card debt, student loans, medical bills, etc....

If a creditor wins a debt collection lawsuit in Michigan, the creditor can use the judgment to try and place what is called a judgment lien on real...

Garnishment of Wages

The Michigan Courts One Court of Justice website has information on garnishing wages and also has links to the various forms that may be needed. ...

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The term ‘charge-off as bad debt’ is a term that just means a company has deemed a debt to be uncollectible. For accounting purposes it allows the...

There are many debt collection and debt relief scammers calling people in recent years. Legitimate callers should be willing to provide their...

How can I get an aggressive debt collector to STOP pursuing me after the original debt is PAST the state statute of limitations?

The term charge-off is a term that just means a company has deemed a debt to be uncollectible. For accounting purposes it allows the company to...

When there is identity theft, the victim can report it to the local police department where the victim resides. The likely process for many police...

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When dealing with a tax liability situation, are any of those "Settle for less" tax places, reputable?

There are legitimate programs offered by the IRS, but there are companies offering tax relief that take down payments and have the taxpayers do...