Questions answered by Michael Patrick Hanrahan

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Should I file for Ch 7 or 13 BK?

Michael's answer | Answered on November 26, 2013

I would agree with my colleague in a number of respects. For starters, Chapter 13's carry much less risk in the event of unprotected assets. Your...

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I received Writ of Continuing Garnishment from Daniel Gordon PC. He garnished my wages for 90 days from my last job.

Michael's answer | Answered on November 25, 2013

Creditors have several methods available to them in order to collect a debt. Garnishment, seizure of assets, liens, and levys are all techniques...

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What are the implications of marrying someone who will be filing for bankruptcy before our marriage.

Michael's answer | Answered on November 18, 2013

There may be issues that arise with your soon-to-be-spouse's bankruptcy, however, if there are no joint assets or debts, the bankruptcy should have...

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After settling a debt can they come back for more money?

Michael's answer | Answered on November 14, 2013

If you have documentation showing proof of a settlement agreement, I would simply send a copy (of course keep the original and possibly a copy or...

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I need the name of a bankruptcy lawyer in bend, or

Michael's answer | Answered on November 04, 2013

This area is designated for legal questions. If you would like to find a lawyer, I would suggest using the "Find A Lawyer" tool at the top of the...

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When my mother passes do her credit cards have any rights for payment? she is the only signature on them.

Michael's answer | Answered on November 04, 2013

I think what you are trying to ask is whether you will be responsible for your mother's credit card debt after she passes? If so, generally...

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Would filing bankruptcy for an LLC that has only been operating for 1 year be hard? Also will it effect personal credit?

Michael's answer | Answered on November 04, 2013

There are several reputable bankruptcy attorneys/law firms in Western Michigan. Additionally, many of which offer free initial consultations. I...

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Do laws grant banks different authority to take home when CC & Home are under same roof if you stop paying on their credit card

Michael's answer | Answered on November 04, 2013

Your question is a complex one that requires a little digging on your part. If your credit card was "cross-collateralized" with your mortgage,...

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Exemption. Chapter 7 bankruptcy with a disabled spouse and two properties, one a rental, one a residence. Can the $175,000

Michael's answer | Answered on October 28, 2013

The exemption is used solely for your homestead. The additional amount cannot be applied to another property.

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I'm being sued for Credit Card debt of 6.5 years ago of 23,000. At 67 i'm not making $$ to pay them.

Michael's answer | Answered on October 28, 2013

Creditors have several options available to them if and when they obtain a judgment against you. When a creditor gets a judgment against you, they...

Michael Patrick Hanrahan's Answers (139)

Should I file for Ch 7 or 13 BK?

I received Writ of Continuing Garnishment from Daniel Gordon PC. He garnished my wages for 90 days from my last job.

What are the implications of marrying someone who will be filing for bankruptcy before our marriage.

After settling a debt can they come back for more money?

I need the name of a bankruptcy lawyer in bend, or

When my mother passes do her credit cards have any rights for payment? she is the only signature on them.

Would filing bankruptcy for an LLC that has only been operating for 1 year be hard? Also will it effect personal credit?

Do laws grant banks different authority to take home when CC & Home are under same roof if you stop paying on their credit card

Exemption. Chapter 7 bankruptcy with a disabled spouse and two properties, one a rental, one a residence. Can the $175,000

I'm being sued for Credit Card debt of 6.5 years ago of 23,000. At 67 i'm not making $$ to pay them.