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Owe 15000 to a credit card co. and can't afford to make payments because of medical problem doctor said I can't work anymore.
Michael's answer
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Answered on September 30, 2013
Like my colleagues have stated, you seem to have issues that can be resolved with a filing for bankruptcy. Many attorneys offer free consultations....
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I filed chapter 7 bankruptcy pro se.
Michael's answer
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Answered on September 30, 2013
As you've undoubtedly found out, bankruptcy can be a very complicated process. In your situation, it just got complicated. From here, I would...
Archived
I have a closed account on my credit report for roughly 8500. Will getting married hurt his credit/ risk his personal assets?
Michael's answer
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Answered on September 30, 2013
Getting married won't affect his credit as long as you keep your assets and accounts separate. Creditors cannot pursue him for your debts if they...
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Garnishments, what are my options?
Michael's answer
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Answered on September 26, 2013
Consult with a local bankruptcy attorney. Many give free initial consultations. Upon the filing of a bankruptcy, all garnishments will cease.
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I have been turned over to some attorneys for collection ! I cannot make a lump sum payment however I can make payments but
Michael's answer
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Answered on September 26, 2013
The creditors may work with you to set up payments but in my experience, it's unlikely. Creditors have several collection methods they can attempt...
Archived
What types of bankrupt are there?
Michael's answer
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Answered on September 25, 2013
There are several types of bankruptcy. Among the most common for consumers are Chapter 7 and Chapter 13's. In order to evaluate your qualification...
Can a judgment creditor seize funds from a joint bank account when only one person is the plaintiff?
Michael's answer
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Answered on September 25, 2013
Unless you can "trace" the funds in the bank account and provide proof of such, creditors will take such action and do so quite frequently.
Archived
Can I still obtain a Federal Stafford loan after filing chapter 7 bankruptcy?
Michael's answer
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Answered on September 24, 2013
It is likely that because you are in an ongoing Chapter 7 bankruptcy, that is why they are directing you to your financial aid office. Even though...
Archived
My bankruptcy was dismissed today because I took the before class after I filed how long do I need to wait to refile.
Michael's answer
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Answered on September 24, 2013
You can refile as soon as possible.
Archived
Debt with credit card company
Michael's answer
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Answered on September 24, 2013
Credit card companies are notoriously hard to work with unless you have a lump sum of cash to pay them in exchange for charging off your balance....
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