Archived
2 year old charge off is keeping me from qualifying for a home. Alleged debt has been forwarded 4 times. Should I pay or fight?
Martin's answer
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Answered on February 18, 2015
" charge off" doesn't mean the same thing as paid off. Typically lenders such as Ally are accrual basis tax payers. The debt to them is considered...
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Archived
At what point do i need to turn in my van if i choose not to keep it out of the bankruptcy?
Martin's answer
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Answered on February 11, 2015
When you file a bankruptcy, all creditors are immediately enjoined by operation of law from taking any further action to collect the debt. This is...
Archived
Savings account garnishment question
Martin's answer
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Answered on October 03, 2014
There are specific reasons that will allow a court to sustain an objection to garnishment. For example if all of the funds in the account were from...
Archived
Can my wages be attached for a credit card that has been delinquent for over 6 years?
Martin's answer
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Answered on October 03, 2014
It depends on the law of your state. What are the statute of limitations and how is it raised? Typically wages can not be garnished or property...
Archived
After bankruptcy, 2nd mortgage question
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Answered on October 03, 2014
You don't provide enough information to properly answer your question. If you filed a Chapter 7. Mr. O'Keefes, answer is correct. if you filed a...
Archived
Can I get sued or taken to jail for not paying a payday loan in Texas?
Martin's answer
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Answered on September 12, 2014
Threats to have you arrested are a blatant violation of the Fair Debt Collection Practices Act!
Identify the caller, and contact a lawyer that...
Archived
Would chapter 7 be a wise option if I'm going to be divorced or legally separated soon and my wife will be living in the house
Martin's answer
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Answered on September 10, 2014
A chapter 7 bankruptcy will not discharge child support or spousal support. It will discharge your personal liability to creditors. It will not...
Archived
What should I do if I received a court summons for a credit card debt and asked to file a written answer with the court
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Answered on February 13, 2013
I do not have sufficient information from your question to give you proper legal advise. You should contact an attorney arrange a consultation and...
Archived
Can I discharge debts incurred during marriage after I get a divorce
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Answered on October 02, 2008
The answer is Yes. but with an important qualification.
You can file a bankruptcuy and discharge marital debts. However
A divorce does not alter...
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