If I were to do a lady bird deed with my grandma for her house when she dies do I need to notify the mortgage company& insurance
Thomas's answer
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Answered on January 06, 2020
Insurance and the loan do not simply "follow the deed". Your grandmother is the named insured, as well as the mortgage company. If you want to be...
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Do I have to include my current apartment on my chapter 7 paperwork?
Thomas's answer
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Answered on January 05, 2020
Yes, you are supposed to disclose any executory (meaning "still being performed") contracts and leases on your Schedule G. To omit the information...
I passed the means test for my state, but still have disposable income, can I still file for bankruptcy under chapter 7?
Thomas's answer
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Answered on January 04, 2020
Maybe. If, despite your income being less than the state median for your state, your disposable income on Schedule J multiplied by 60 can cover at...
Should I sue my landlord for forcing me to move out without an eviction and demanding afterwards?
Thomas's answer
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Answered on January 04, 2020
Accepting all you said as true, no, suing doesn't sound like a good idea.
It sounds like you were behind in rent and you were in default under...
Archived
Default judgment collection ?
Thomas's answer
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Answered on January 04, 2020
No, you wouldn't necessarily be able to seize the new truck for judgment.
I'm assuming that you got a default judgment from this person because...
Archived
Is chapter 13 right for me?
Thomas's answer
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Answered on January 04, 2020
Chapter 13 could be right for you, but you do not necessarily need to file Chapter 13 unless you have unexempt equity in property (your home or...
Archived
Who else would be permitted to pick up belongings of a deceased relative if next of kin isn't available to do so?
Thomas's answer
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Answered on January 03, 2020
The next of kin would be correct to serve as personal representative of your deceased uncle's estate and collect your uncle's property, unless the...
How can my current bankruptcy attorney allow the court to increase my current monthly payments to double in which I cannot pay?
Thomas's answer
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Answered on January 03, 2020
So, it sounds like you're in a chapter 13 case and your plan payments are going up because of recently disclosed (or discovered) priority tax...
Archived
Can I add pay day loans to file for bankruptcy?
Thomas's answer
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Answered on January 02, 2020
If it is an obligation you will owe as of the date of the bankruptcy filing, it needs to be listed in your schedules D/E/F. You are supposed to...
Archived
Can parent's loan to their adult children use children's mortgaged home, car, income as collateral for parental family loan?
Thomas's answer
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Answered on January 02, 2020
I second Ms. Fordtree. Generally speaking, a person can give as collateral anything they have rights in. So even if there is property that has an...
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