Archived
My sister and i are remaindermen on a house in kingston ny. should i get my own homeowners insurance to cover my share?
Gary's answer
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Answered on May 06, 2013
Sometimes insurers will list you as being required to be give notice of cancellation: check with the agent.
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Archived
Someone hit a car and left a note with my number. I didnt do it and I dont want to be held responsible for the damages!
Gary's answer
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Answered on May 06, 2013
They can call you, investigate, or even sue you.
Write down where you really were, and the names of the people you were with so you don't forget...
Archived
My son recently had his car stolen, insurance won't cover due to circumstances.
Gary's answer
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Answered on May 06, 2013
Go to a lawyer.
If it was your son's car, he has to sue not you.
Insurance company wants under oath statement or me to withdraw my claim.
Gary's answer
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Answered on May 06, 2013
Run to a lawyer: the "30 minute" issue sounds like you may have renewed/paid your premium after the accident.
And, you don't want to give an...
Archived
Need a legal clarification concerning life insurance and income limits.
Gary's answer
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Answered on May 06, 2013
These kinds of questions depend upon the exact language in the policy, and the company underwriting guidelines. The insurance agent already has...
At-fault driver won't cooperate with his insurance company (State Farm) to give statement. Help! What happens now?
Gary's answer
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Answered on May 06, 2013
I have had a State Farm rep say they won't open a claim without a contact from their insured. Sounds like you are past that stage.
You should...
Archived
Can a car insurance policy holder be held liabable for an accident if they are not the vehicle owner?
Gary's answer
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Answered on May 06, 2013
If the insurance company finds out that your friend is not an owner of the car it will deny coverage, as your friend has no "insurable interest" in...
Archived
I was in a car rec exactly one week ago. i did not have insurance at the time and now i do. what can they do to me?
Gary's answer
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Answered on April 15, 2013
You can be charged with driving without insurance.
Check this out:
http://www.tdi.texas.gov/pubs/consumer/cb020.html
If she persists, call...
Archived
My divorce decree says "I will pay for car insurance on said vehicle". She has since sold said vehicle does that make this void?
Gary's answer
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Answered on April 15, 2013
Go back to your divorce attorney. It is dangerous to ask for advice when we don't have the entire document.
There is a second question that...
Archived
Caught shoplifting, not prosecuted but charged a civil demand for $425.
Gary's answer
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Answered on April 15, 2013
This isn't really an insurance question.
Have a lawyer look at the "civil demand", as it sounds like your sister was sued. Never ignore a...
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