Threatening bankruptcy

He can file bankruptcy, but threatening to file and actually doing it are not the same thing. If he is not going to pay you voluntarily either...

Is your company actually incorporated or an LLC? That makes a huge difference as to whether it will impact you and your personal assets directly. ...

What can I keep

Without knowing the details about your entertainment system (ie value versus amount you owe on it, and the local exemption, which I am unfamiliar...

Credit Card Debt w/ No Real Assistance

I have no idea whether Credit Solutions is legit, but if no dent is being made in your debt, it is probably a scam considering they are taking...

Legal idendity change

If you are wanting to improve your credit score, the way to go about that is to get your credit reports. Go through the negative entries and deal...

Would Home Equity Line of Credit be discharged in a Chapter 7 bankruptcy

All debt except for those that are deemed nondischargeable are discharged. However, this does not remove liens on your home. It only releases you...

If you are not concerned about whether your tax debt is discharged, then waiting three years would no make a difference to you. The attorney...

Attorney dissatisfaction/ must a creditor give warning before sending bill to collection?

I do not know the laws in Washington in regards to debt collection, so I do not know if he is legally obligated to tell you he is sending the bill...

Inproper credit reporting

The first thing you need to do is dispute this with the landlord (in writing) and with the credit reporting agency(ies). If that doesn't resolve...

Wage garnishment

I don't think that would be a conflict unless he has personal knowledge about you that is adverse to your interests in that case. It would be akin...