Bankruptcy or foreclosure?

Because of your credit card debt, I would think you'd probably benefit from a bankruptcy. But keep in mind, you will have to stop relying on...

I filed for bankruptcy 4 years ago, but my credit card shows several cards showing as delinquent what should I do

You should send a copy of the discharge order to the credit reporting agencies as well as a letter stating which debts were discharged by that...

I cosigned a car loan for my son, will he lose the car if I file for bankruptcy

It is tough to say how much bankruptcy will help based on your circumstances. I believe you should consult a local bankruptcy attorney about this....

I am being harassed by creditors what are my rights under fair debt collection practice act

You do not say what type of tax debt you owe. If it is IRS debt you may want to try and settle the tax debt with the IRS with an offer in...

Can a creditor that got a judgment against me garnish my wages for missing one payment under MD collection laws

I am not licensed in Maryland, but in most states, yes, they can garnish your bank account if they have a judgment against you. It is possible...

It will be another 3 years before you can file another chapter 7. However, given the info you have provided, I'm not sure that a bankruptcy would...

Bankruptcy vs. credit counseling and other alternatives

Credit Counseling and Bankruptcy are not the same. With bankruptcy your debt (other than non dischargeable debts like student loans, child...

Can filing bankruptcy protect me from a potential judgment in a lawsuit

I am not licensed in California and am not knowledgeable about Calfornia exemptions, however, while a bankruptcy can cause the discharge of a...

Can filing for bankruptcy stop the foreclosure process

You may want to convert to a chapter 13 bankruptcy because chapter 7 does not really avoid foreclosure, it just delays it a few weeks. However,...

Some credit card companies will put you into a payment plan if you are having a hard time paying your bills but still want to pay them in their...