The first thing you want to do is to file your response to the complaint with the court. Whatever you do, you do not want to admit to owing the...

Can a debt elimination company really eliminate student loans

What do you mean by a debt elimination company? If you are struggling with your student loans, instead of paying a debt elimination company that...

Can a creditor attempt to garnish my wages even if we have an agreed order to repay the debt

Yes, while it's not always the nicest thing for the creditor to do, creditors will often do this because the garnishment will get them paid faster...

I think she'd have a very hard time claiming you committed theft when she gave you access to the card. When you say she added your name to the...

How do paid charge-offs and paid collection accounts affect a person's credit score

The fact that the debt is paid should improve your debt to income ratio at the minimum, so that would be the benefit to paying them off. As the...

Can I be sued by creditor for not paying the credit card bill

Yes, your credit card company can sue you if you do not pay your bill.

What are alternatives if couple does not qualify for chapter 7 due to too much income

I would suggest your parents consult another bankruptcy attorney, I don't know why the attorney they consulted is budgeting so little for their...

If I filed for bankruptcy in 2002, can I file again in 2008 or 2009

If you filed a chapter 7 in 2002, you will have to wait until 2010 to file again (if you want to file another chapter 7). If you want to file a...

Writ of garnisment income tax refund/credit against empoverished defendant.

It may be possible to exempt some of your refund. If the debt is only in your husband's name, the creditor would only be entitled to his share of...

Bankruptcy with property in two states

As far as the bankruptcy is concerned, the location of the property isn't going to stop it from being subject to the bankruptcy. Whether it can be...