Richard Harry Clark

Filed for Chapter 13 and from the very beginning, Richard promised so many things to us as means of negotiation and in regard to the terms set forth in our agreement. Needless to say, promise after promise was one huge let down! He wouldn't return calls and e-mails. Very unorganized and hasn't a clue... what he is doing. From exchange for new vehicles to saving our home. Ha! Nothing but a paycheck for this man. We requested documents outlining which creditors received what amounts multiple times and never did receive one. Finally ended up getting it directly from the Trustee. The office doesn't know how to respond to any inquiries but you have to go through them to try contacting him. It's a vicious cycle. He actually told us not to pay the Trustee when my husband was laid off and to, "Just wait and see what happens." Not kidding. Wellll, let me tell you what happens!!! Although we did send payment at first, we took the "advice" from our Attorney and our Bankruptcy was discharged with 4 month remaining. Handed over our vehicles for the promise of 2 new vehicles totaling $25k that the Trustee denied. Lost the home. Lost EVERYTHING. Make sure to request everything in writing.