When a property is owned JTWROS, it cannot be mortgaged or sold by less than all the parties. The survivorship aspect cannot be destroyed by a deed...

Is my wife responsible for a charged off loan due to chapter 7?

There are a lot more facts that need to be known in order to answer all your questions. Credit unions offer a particularly challenging set of...

If the debt was included in the bankruptcy, any collection at this point violates the discharge order and should be taken up in the bankruptcy...

Garnishment and Tax offset by one creditor? Can I get my money back for over payment? Taxes paid off balance owed

Start by sending a letter to the attorney representing the creditor - request they refund the over-payment and file a satisfaction of judgment with...

Can you keep your car in a bankruptcy?

The answer is a qualified "yes". More needs to be known about her overall financial situation, but generally speaking, most people are able to keep...

If i refinance our house in my name because my husbands credit is bad, can he still declare chapter 7?

The refinance could actually complicate the bankruptcy if you can't get enough out to satisfy all the creditors. Talk to a bankruptcy attorney...

If I file bankruptcy without my spouse how does the homestead exemption work?

First, if the house is owned by you both as tenants by the entireties, and all your debts are individual in your name only, the joint asset could...

II owe someone some money?

Before you sign anything, before you agree to anything, before you even text this person anything about this situation, talk to an attorney. You...

Unless you want to have his winnings used by the trustee to pay your debts in your Chapter 7, do not, do not, do not cash it for your nephew. At...

To start with, anyone who sells real estate on which they have a mortgage has likely violated the "due on Sale" clause in the mortgage. That is the...