We own 2 homes in Michigan . Can no longer afford both and cant get a renter in the house . is a Foreclosure of a LID better ?

The options will require a careful review of all the facts relating to each house. I assume the one in the dicey neighborhood is the one you want...

I bought a HUD home in Michigan and 6 months later was informed of HOA dues . I was never informed of a HOA .

Check with the State of Michigan to see if the association is a corporation that is in good standing. If the neighbors are telling you there is a...

Is a written promise to pay considered a negotiable instrument under the state or federal Uniform Commercial Code Article 3.

Forget about the UCC here. You signed a note and mortgage - those documents give the lender certain rights if you do not pay. You failed to keep...

A State of Michigan tax garnishment is usually served in October for the coming tax filing. You are running the risk that someone else who has a...

Can a trustee sue me for money I would have owed her even if she revoked my bankruptcy ?

If you had unfiled tax returns at the time you filed - and it sounds like you did - any refund you would be entitled to would be an asset of your...

Would I have to appear in court if I am summoned because I am being sued by a collection agency for a credit card debt?

You can file your answer and affirmative defense, stating the debt is more than 6 years old; have your guardian contact the court to see if they...

In Michigan, if a creditor sues a person who is on Veteran's Benefits and Social Security and the debt is over 6 years old...

A creditor can get a judgment any time the debtor ignores the summons and complaint when they are served with it. You mention several qualifiers -...

If I have credit card debts and I am being sued, can I be taken to court if I have a guardian for being a legally incapacitated

Yes, you can be sued. Whether you were legally incapacitated at the time the debt was incurred or when the account was opened are questions of...

Can a landlord claim for damages 2 month after terminating the lease?

The landlord has to follow a certain procedure in order to have a claim for damages. By paying you the security deposit, he has in effect admitted...

Taking landlord to court

There are a number of laws that a landlord has to comply with in order to prevail in their claim for rent, or to hold a security deposit. The...