Will foreclosure be reported on credit report after including home on chap 7 bankruptcy....

You should be considering the purchase of your next home now, before the foreclosure is complete. The lender usually will not report a pending...

Can my bank account be garnished if my social security disability check is my only income?

As long as the only funds in the account are clearly from SS, the bank should not release them. You need to make sure that you do not mix other...

My bank account was seized for a loan in my father's name putting me $8,000 in the red, is this legal?

Unfortunately you have learned the hard way that joint bank accounts are not safe. You now need to go to court to see if you can convince the...

I missed my mortgage payment since December 2012. I have almost $100000 debt with credit cards and loans.

A chapter 13 repayment plan might work IF you can afford to pay your regular house payment and enough to bring it current over the next three to...

Bankruptcy or take the judgement?

It really depends on how much is involved. Bankruptcy might make sense if it is tens of thousands of dollars, but would not if it were a few...

Does amending a Chapter 7 Statement in order to add an overlooked income item make the original info bad faith or fraud?

Fraud requires intent on your part. How is it that you overlooked income or property that you had? Were you thinking that you could hide...

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Credit Card Interest limits if any for particular states such as Alaska.

The full faith and credit clause of the US Constitution requires states to respect and accept the laws of other states, so if the credit card is...

Should a Debt Collection Attorney for a secured creditor be listed on Schedule D with the other secured creditors?

Yes, as a notice only party, and included on the matrix.

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Received Chapter 7 bankruptcy discharged. Surrendered timeshare. They are still saying that I owe maintenance/iOS type fees.

Unfortunately, the bankruptcy code allows the post filing HOA dues to be charged to you until the property is no longer in your name. I suggest...

Chapter 7. Where would I list the court for a pending debt collection suit filed by a secured creditor?

I list the court as a "notice only" entity under the creditor who filed suit on Schedule D (as well as the attorney for the creditor). I put the...

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