Checked the wrong box on the means test ... Presumption Arises

Fix the error with an amended means test. If it was an innocent error, the rest of your numbers will support that there is no presumption, so you...

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Where to file a small claims suit?

Most courts require you to file where the defendant resides. And most do not allow travel expenses as an "add on". If it makes no monetary sense...

What are my Avenues to collect a court judgment. The agreement is based on the defendent getting his tax returns.

Tax returns are worthless paper. Tax REFUNDS are not. You need to get your state court to order the debtor to pay you the REFUNDS. Then find the...

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Can you go bankrupt with a reverse mortgage and mounting personal bills with limited income?

Most reverse mortgages come due when the owner is no longer living in the home.

Can I sign on bank note to help husband with income to debt ratio for refinancing but keep my name off of the property?

Your prenuptial agreement was designed to keep things separated. Now you are proposing to dedicate YOUR assets to benefit HIS. Don't do it if you...

Which path should I take for financial relief: bankruptcy, foreclosure, or debt negotiation with a house that won't sell?

Your circumstances suggest a chapter 7 bankruptcy. Speak to an attorney ASAP about your situation.

My husband co-signed for my stepdaughter's college tuition loan in 2002. If the loan defaults or becomes seriously in arrears,

Michigan courts will look at this as your spouse's obligation, and not yours. Therefore, your credit will not be affected by his daughter's...

When filing chapter 7, how may I determine whether or not I am required to assume a lease in order to keep the car?

The important thing is whether you can afford the car lease payment. And, when the lease is over, then what do you do? It might make more sense...

Wondering about chapter 13 wondering if it is right for me

Assuming you have a few extra dollars each month (but not enough to pay everyone what they demand) , then chapter 13 might make sense. I would...

Hello i am looking in to file a chapter 13 do I include illegal paydayloans that are not legal in california?

Yes, you list the payday loan debt, and yes you list the payments made on loans. The law is clear, you disclose EVERYTHING.