Archived
I have a payday loan i had forgot about and they are threating fedral charges . i dont work and have disabled child will i jail
Alan's answer
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Answered on April 10, 2013
Talk to a Fair Debt Collection Practices Act attorney. You will be advised to get details from the threatening party (I bet that party will not...
Archived
If I assume an automobile lease, will the payments made following a Chapter 7 discharge help rebuild my credit?
Alan's answer
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Answered on April 10, 2013
The Bankruptcy Solution Center is trying to trick you into taking out a new loan that you could not discharge for at least 8 years from your...
Archived
Can there be a felony warrant issued if I didn't pay a payday loan?
Alan's answer
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Answered on April 10, 2013
NO!
Archived
Would it be a good idea to get a car loan before you file bankruptcy?
Alan's answer
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Answered on April 10, 2013
If you can afford it, sure. But run it by your bankruptcy attorney before you do anything.
Archived
I need a bankruptcy lawyer in Houston, TX. Preferably one that will take my case for free because I have been out of work for 3
Alan's answer
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Answered on April 10, 2013
Private student loans are not dischargeable in bankruptcy. You should talk to your congressperson about changing the law.
Archived
What are the legal ramifications of just letting a paycheck garnishment go? Just paying the garnishment until finished?
Alan's answer
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Answered on April 10, 2013
If the creditor is getting an income stream, further collection actions are unlikely. Your desire to not file bankruptcy does not make financial...
Archived
Chapter 7, foreclosure and tax
Alan's answer
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Answered on April 10, 2013
The chapter 7 eliminated your obligation to the lender. IRS form 982 allows you to eliminate 1099c (canceled debt) income based on the title 11...
Archived
Summoned to court a credit card dept 1680.00
Alan's answer
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Answered on April 10, 2013
You need to look at your local court rules to see if you can file a motion for reconsideration.
Archived
Affidavit Judgment - Possible Garnishment
Alan's answer
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Answered on April 10, 2013
Most courts will entertain a voluntary payment plan in lieu of wage garnishment. If not, you can use a chapter 13 bankruptcy to force the lenders...
Archived
Can a landlord wait to deposit my rent, then charge me late fees even though I paid on time?
Alan's answer
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Answered on April 10, 2013
In your example, the check was received on the 5th, which by your facts was late by one day. Therefore the late fee would be appropriate. The...
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