Archived
How long must I wait before I can apply for a secured credit card? Is this a good step towards rebuilding my credit?
Alan's answer
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Answered on May 01, 2013
You need to find a credit union that will issue a secured card. Some will do so as soon as the bankruptcy is complete. If your student loan...
Archived
When does a Chapter 7 bankruptcy trustee get paid
Alan's answer
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Answered on April 29, 2013
The chapter 7 trustee is only concerned with assets that will generate payments to unsecured creditors. Once those assets are liquidated, the...
Archived
I'm 3 payments away from finishing my Ch 13 trustee payments , Do i still send in my tax return ?
Alan's answer
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Answered on April 29, 2013
You have to refer to your plan and confirmation order (and any modifications) to see what they say. If you do not send it in, and the Trustee...
Archived
VOLUNTARY DISMISSAL OF CHAPTER 13 BANKRUPTCY CASES
Alan's answer
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Answered on April 29, 2013
Typically a Notice of Voluntary Dismissal would suffice. See 11 USC 1307(b)
Archived
Is there a bankruptcy lawyer living near me who will assess my assets, expenses and exemptions for low cost on a limited basis?
Alan's answer
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Answered on April 28, 2013
You can also use the attorney finder feature at www.nacba.org
How can I find out who issued a writ of garnishment against me to take funds out of my bank account, and was it done legally?
Alan's answer
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Answered on April 28, 2013
Ask the bank for a copy of the court order it received.
Archived
Can someone garnish your bank account without you knowing this?
Alan's answer
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Answered on April 26, 2013
The bank is required to give you a copy of the order which required it to divert your funds. It should also know to whom the funds are being paid. ...
Archived
2002 divorce, ex failed to remove me from co bond as ordered, broke the law in 2010 and I got sued. 2009 Bankruptcy protect him?
Alan's answer
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Answered on April 26, 2013
The 2005 bankruptcy code changes made it clear that your claims based on his failure to abide by the divorce judgment will survive. His 2009...
Archived
Is there a way an attorney can temporarily stop wage garnishments so that I can afford to pay an attorney to help with my cases?
Alan's answer
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Answered on April 26, 2013
Wow! You let things go way too long. You should have talked to an attorney quite some time ago. We do not have the power to undo what you have...
Archived
If i didn't receive any notice of a chapter 7 bankruptcy from 1990 what can i do about it?
Alan's answer
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Answered on April 26, 2013
In Re Madaj is a 6th Circuit case that holds your debt was discharged even without notice, provided the debtor had no assets to administer. If...
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