Archived
My Chapter 7 was discharge in September 2012, can I keep the money from independent foreclosure review?
Alan's answer
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Answered on June 19, 2013
If the events that gave rise to the payment occurred prior to the filing date, then the payment would be property of the estate. If you are able...
Archived
In chapter 13 bankruptcy- filed objection to mortgage POC--lack of standing-fraud by bank-next step?
Alan's answer
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Answered on June 15, 2013
You need an attorney. Go to www.nacba.org to find one capable of assisting you in this. While it may seem a slam dunk to you, the courts have...
Can I get charged with a felony for not paying back a payday loan?
Alan's answer
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Answered on June 15, 2013
Probably not. These places do their best to intimidate you into repayment by threatening all sorts of things they have no intention of doing. You...
Archived
I have 243,000 credit card
Debt
To a credit
Alan's answer
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Answered on June 15, 2013
Credit card often go over the limit for a number of reasons. Late fees and interest often cause that to happen. Lax monitoring by the company...
Archived
Can a bank account with co-ownership be closed without penalty before filing for bankruptcy?
Alan's answer
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Answered on June 15, 2013
You are talking to lawyers here. We parse words for a living. Your question raises lots of issues. First, you say "my child & husband" This...
Archived
Can a person receive donations while filing bankruptcy in Oregon?
Alan's answer
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Answered on June 09, 2013
Anything that happens after the bankruptcy is filed is not relevant (with the exception of divorce, life insurance payout or inheritance within 6...
Can you include past tuition owed to your child's private school in bankruptcy?
Alan's answer
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Answered on June 09, 2013
This should be discharged in a bankruptcy.
Archived
Can the house be sold while in chapter 7 bankruptcy?
Alan's answer
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Answered on June 09, 2013
Your right to the proceeds should be unaffected by the bankruptcy.
Archived
What are the ramifications of a small inheritance in a Chapter 13?
Alan's answer
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Answered on June 09, 2013
As long as the inheritance is maintained as the sole and separate property of the non-filing spouse, it should not be a factor in the chapter 13.
Archived
What is our recourse if the company with the house payment has not cashed all payments and is trying to foreclose on a chap 13?
Alan's answer
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Answered on June 09, 2013
This is one of the dangers of paying the mortgage outside the plan. Your mother's attorney should consider modifying her plan to allow for the...
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