I filed bankruptcy in 2010 or 11. I file alone with out an attorney, how do I stop a garnishment. Bankruptcy is discharged?

Reopen the chapter 7 and file a motion to have the creditor found in contempt and request the return of all funds received.

I do not understand how to collect money judgements in MI?

There are three key dates. January 1, July 1, and the date of the judgment. Interest is simple until the judgment anniversary, where it is folded...

At what point in time is a tax refund recorded an income for CMI (Current Monthly Income) computations in a bankruptcy

The tax refund, especially this month, is from income that was received in 2012, which does not include any of the six month look back period. ...

Am I able to short sale my house and then file for bankruptcy on the difference owed back to the USDA hone loan? Or just file?

USDA has the right to tap your federal tax refund, and Social Security benefits, so it has no incentive to proceed with a short sale. If it...

The taxes could not have been discharged in a 2010 bankruptcy, so there is no benefit to adding them to your 2010 case filing

I converted my Chap 13 into a 7 and my debt was discharged. In my 13, I reaffirmed the car and was making payments.

There is no such thing as a reaffirmation in a chapter 13. While your Plan may have addressed paying for the vehicle, when you converted to...

Can my husband have a federal warrant for his arrest regarding "bank check fraud" by a payday loan debt collector?

These collectors tend to over state their ability. The whole goal is to institute fear in the hopes of getting a payment. The federal government...

In a chapter 13, even if the home is paid for, is there a lien put on it from the bankruptcy or can it be gifted to a son?

Presumably, she was able to exempt her home. Were she to then gives it away, it would appear to the court that she no longer wants it, and the...

I live in the US, and I filed US bankruptcy (included my US and Canadian debts in the bankruptcy). I just got my discharge.

I do not believe that the US has a bankruptcy treaty with Canada. Which means that a Canadian lender is not bound by the US bankruptcy. And your...

Should second mortgage been discharged through 2005 chapter 13 bankruptcy? How do I proceed against lender?

Long term debt (your mortgages) is not discharged in a chapter 13.