Question regarding bankruptcy and Student Loans.

Once you file bankruptcy, the school cannot refuse to forward your transcripts. And if you owe the school directly, it is not a student loan, but...

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How much money can I have if I file for bankruptcy

Contact a local attorney who can advise you about the applicable exemptions available to you. It is different in each state. You may not even...

Is a repossession agent subject to the FDCPA?

Yes. In the next contact, be sure to get all relevant information so you can file a lawsuit. Most illegitimate collectors will not share this...

I live in Michigan. I am residing my barn. If I lease a 60' manlift, will I be liable if someone else uses it? I am paying them

You need to make sure the contractor has the appropriate worker's compensation insurance. And your homeowner's insurance will be a backup. Talk...

New Jersey State Income Taxes and Bankruptcy

Yes they can be discharged. And yes there are rules. With lots of twists and turns. In general, if the income taxes are at least three years old...

Can they garnish my wages for an unpaid payday loan?

First, payday loans are a total rip off for you. Drop your expenditures so you are not tempted to use them. Second, your wages cannot be...

Can a credit card company remove money from your personal checking account without your authorization?

You have a CU credit card. You have funds on deposit with the CU. Every CU agreement that I am aware of contains the right to offset funds on...

Filing Chapt.13 with questions on some of the Schedules

You are required to be truthful and accurate. If you were not the one committing fraud, you should not be suggesting it. You are listing all...

Why is a receiver going after my company for avoidable preferential transfers?

In bankruptcy, payments made within 90 days of a case filing are considered preference payments. Meaning a trustee can recover those payments and...

We received a Chapter 7 discharge in February 2013. We wanted to move, so we planned on a foreclosure of our house.

Because of your discharge, you non longer have financial liability to BOA. Its only option is to foreclose. However, the Department of Justice...