Archived
Will i be safe from garnishment if i have my social security direct deposited into one account and have my pension mailed to me
Alan's answer
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Answered on November 15, 2013
If you can establish that the funds are social security benefits, they are all exempt. Before May of 2011, your bank would freeze the account and...
Archived
Will I have to pay taxes on a deed in lieu or pay a mortgage deficiency?
Alan's answer
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Answered on November 15, 2013
You are correct. If you get a 1099c form from the lender, you will need to file a form 982 with your taxes to explain why it is not taxable...
Archived
Hello,
Does dismissing a chapter 13 within 30 days of filing affect your credit?
Alan's answer
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Answered on November 15, 2013
Your facts do not make a lot of sense. You filed a 13 to stop a foreclosure, yet 7 days later you have the funds to pay everything off. You seem...
Archived
Can the statute of limitations on a private student loan re-age after it goes into default?
Alan's answer
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Answered on November 14, 2013
Most statutes of limitation start at the last payment, so the payment in 2011 would be the start point for a statute of limitation analysis. ...
Archived
Lien "Strip" and Bankruptcy / Ch. 7 or Ch. 13?
Alan's answer
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Answered on November 14, 2013
WOW! It seems like the same lawyers are advising you in FL that are advising someone in DC and NY. Both other questions refer to monkeys as...
Archived
Lien "Strip" via Bankruptcy
Alan's answer
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Answered on November 14, 2013
WOW! It seems like the same lawyers are advising you in DC that are advising someone in NY. Both questions refer to monkeys as accountants! You...
Archived
Lien "Strip" and Bankruptcy?
Alan's answer
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Answered on November 14, 2013
WOW! It seems like the same lawyers are advising you in NY that are advising someone in DC. Both questions refer to monkeys as accountants! You...
Archived
Can I file chapter 7?
Alan's answer
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Answered on November 14, 2013
Yes, but maybe it would be a mistake. Before I file a case for a client, I need to know household income, what other assets you have, and the type...
Archived
Intent to bankruptcy dismissed
Alan's answer
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Answered on November 14, 2013
New filing equals new case number. You need to disclose the prior filing in the new one. Any differences in the schedules from the earlier case...
Archived
Can a chapter 13 be paid off with a 401 k with 21 mths left
Alan's answer
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Answered on November 13, 2013
You need an absolute guarantee from the trustee that this can happen. Generally, if you throw a lump sum into the picture, it does not change the...
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