Received a letter in the mail for Request & Writ For Garnishment (Income Tax refund/Credit). Will my federal refund be garnished

No, your federal refund cannot be attached by a state court judgment. Your state refund can be diverted to pay on a state court judgment. You...

I receive social security disability and would like to know how to claim bankruptcy that would not cost me so much money?

Filing bankruptcy would certainly call off the attack dogs. You may not need to as long as you can tell the collectors that you are judgment...

If you owe a lot in credit card debt and know you have to be on disability do you have to file 13 or can they take action on you

The creditor probably cannot garnish the insurance company, but when the check hits the bank it could be garnished. Sounds like you should...

Our bankruptcy attorney didn't file a reaffirmation for our mortgage lender. The attorney has been disbarred, now what?

There is no reason to reaffirm a mortgage debt. Reaffirming a mortgage is considered malpractice by many attorneys. The bankruptcy code is silent...

Is only the original owner of the debt entitled to be paid in chapter 13

A legitimate debt buyer can file a proof of claim. They are supposed to file as part of their claim, the paper trail that gives them the right to...

I have bankruptcy on my hsbc mortgage account could I do a short sale with my husband who I have not lived with since 2004

Yes.

Is money award from a civil suit safe from bankruptcy in this case?

DO NOT pay back friends and family. You need to talk to a bankruptcy attorney ASAP. Anything you do without advice could very well back fire and...

What are the implications of marrying someone who will be filing for bankruptcy before our marriage.

The implications are that you might be marrying someone who cannot manage money. (S)he has financial issues. You need to identify those issues...

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How do I get my ex to pay the debt the district judge declared he has to pay?

If you get stuck with something he was supposed to pay, return to the divorce court to get the decree adjusted. You can do this even if he files...

How can I stop a collection agency from garnishing my wages if the school records were hacked?

You did not state whether this is your loan. If it is, you need to negotiate a payment plan or file a chapter 13 to force the lender to accept...