Archived
Out of ignorance,i cashed my retirement money of 12,000.00 dollars and i am in a chapter 7 bankruptsy. will i loose that money ?
Alan's answer
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Answered on December 12, 2013
You can roll it over into an IRA account within 60 days of the cash out, and it will not be a taxable event, and it should become exempt again - it...
Archived
Utility Bill and Chapter 7
Alan's answer
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Answered on December 12, 2013
Review all of the billing statements with your bankruptcy attorney. If there is a problem, reopen your case and bring a contempt motion. That...
Archived
If I call a debt collector who filed a judgement and admit guilt will they remove my ex who had nothing to do with it?
Alan's answer
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Answered on December 11, 2013
If you pay the debt in full, the ex will be off the hook. If you file a chapter 13 bankruptcy, the co-debtor stay will protect your ex while you...
Archived
Can a plaintiff in a Bankruptcy Appeals case change their reason to appeal the dischargeabilty of debt?
Alan's answer
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Answered on December 11, 2013
Not usually. An appeal challenges the decision of the lower court, based on the facts available to it. Throwing in new facts should have been...
Archived
What state do I file Chapter 7 if I live overseas?
Alan's answer
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Answered on December 11, 2013
NY is probably the right place. Or where you have property. The 180 day and other rules deal more with what exemptions you can claim. Talk to a...
Archived
I loaned 4k to some1 6/1/13 to repay of 5k on 10/1/13. I am afraid he is going to skip town ?
Alan's answer
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Answered on December 11, 2013
File a lawsuit. You have evidence to support your claim. If you win, you can try to collect. If he files bankruptcy, you are out of luck, unless...
Archived
Should our car loan be showing as "discharged in bankruptcy" even though we have paid it in full and it was not reaffirmed?
Alan's answer
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Answered on December 11, 2013
The debt WAS discharged in bankruptcy - you were no longer obligated to pay. If you want to get your good payment history on your credit report,...
Archived
Hello, my name is John and I have tried to dispute charges against my credit from the san Diego library,that I never made
Alan's answer
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Answered on December 11, 2013
The Fair Credit Reporting Act allows you to dispute an entry on your credit history. The reporting agency is required to verify the debt and...
Archived
Florida SOL on Mortgage Foreclosure and Fair Credit Reporting Act laws 5 or 7 years?
Alan's answer
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Answered on December 11, 2013
Credit reporting is 7 years from the last activity (federal law). Statute of Limitations is Florida specific, and not relevant to the federal Fair...
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Archived
Civil suit filed after bankruptcy with action occurring before bankruptcy.
Alan's answer
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Answered on December 11, 2013
Sounds like they are only looking for information, not payment, from your wife. This is a legitimate court order, and she cannot use her...
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