I am currently unemployed. Can a garnishement be placed on a joint checking account with only one name on the credit card debt?

Yes.

I have a 401K, would I have to cash that in if I were to file Bankruptcy on some of my charge accounts?

You can force your creditors to accept a reasonable interest rate of 4 to 5% if you file a chapter 13 bankruptcy. If you can pay 100% of your...

It depends. You need to have your documents reviewed by an attorney, hopefully before you sign them! The statute of limitations on a mortgage is...

Am I liable for all this debt?

Mary, you are not obligated for your deceased husband's debt. Stop sending money until you talk with a probate attorney.

We have 65 acres. Can they foreclose before a year in Michigan?

The foreclosure can happen any time now. When you get the certified mail notice, you should request modification within two weeks of the date of...

Bankruptcy: We are in the middle of a foreclosure ..nothing happened yet, but need q. answered about bankruptcy & buying again

Most mortgage foreclosures in Michigan are by advertisement, and there is generally no deficiency claim if the house ultimately sells for less than...

In Michigan, what is the states Automobile Repossesion Law. Backyard Gait is paddlocked can they come in & get it?

Obviously, you will not be able to keep the vehicle unless you are capable of making the required payments. That being said, the lender must be...

American Express and Foreclosure

Anything is possible. Most card issuers subscribe to an alert system that will tell them when you have filed bankruptcy, or are subject to...

How to protect vehicle from creditor seizure.

You need to have a security agreement that is the basis of the "secured party" claim on the title. The installment order typically only protects...

What happens if I do not ever pay medical bills?

The statute of limitations on contract debt is 6 years. While you could still be sued after that time, you could defend the action by asserting...