Creditor still harassing a YEAR after discharge

I assume HSBC had a second mortgage. The bankruptcy law allows it to send billing statements when they have a secured interest that survives the...

What happens to people's credit card debt when they die?

If the deceased had assets that needed to be probated, then creditors would have a certain time to file a claim to be paid, and then estate assets...

Reaffirmed my first and second mortgage during bankruptcy-only the first mortgage was reaffirmed-the bank wrote-off the second

What is your question?

I filed bankruptcy in march 2009,will i recieve my refund in 2010

The theory is that when you filed in March, 2 to 3 twelfths of your 2009 tax refund was an asset in existence at the time you filed, even though...

I recieved 15,000 when my grandmother passed away and i didnt know i had to report it to social services

Well, if you were accepting welfare benefits when you were no longer entitled to them because the inheritance made you ineligible, that would be...

Do I need to file Chapter 7 for my failed Sub S when I file for 7 Personally? Business has judgements as well

Generally the only reason to file a chapter 7 for a corporation is to allow a trustee to sell assets and disburse money. The corporation is not...

What problems may arise from me walking away from my home.....

Jeff, Walking away is usually not the best approach. Staying as long as you can without paying is. Your biggest problem in either scenario is...

First meet with a bankruptcy attorney - NOW. Do not take any action without their advice. Depending on where in the process your foreclosure is,...

Can an average borrower find out if his mortgage is a non-recourse, by reading through the paperwork?

Most mortgages in Michigan contain a power of sale, which allow foreclosure by advertisement. That process does not involve a court. The...

Please..What are my rights in regards to my ex husband letting our home go into foreclosure & bank says Im a co-signer?

If you only have one mortgage on the property, the lender will take the home in lieu of getting paid. Although it is possible, I have not seen...