Should I file CHP 7, Chp 13 or let house go to forclosure? Keeping the house is not a priority.

Stop borrowing money than only gets you deeper in debt. Accept the fact that you cannot afford your debt. Bankruptcy seems to be your destiny. ...

Generally, if you give the car back, they will sell it and give you credit for what they received at sale. Usually that is a wholesale auction,...

Can you have a lawsuit against you for a credit card that on your credit report has been wrote off as bad debt?

The bad debt write off is indeed an internal bookkeeping procedure. You still owe the money, no matter how the creditor categorizes it on the...

I received a notice about a credit card debt per registered mail that came from my local courthouse

Indeed, you have been sued. You have 28 days to respond to the summons. If you do not respond, a default will be entered against you, and...

In the state of Michigan can a creditor garnishee my social security & or pension ck?

No. Federal law directs that these funds cannot be redirected. They can only be paid to you.

I filed a chapter 7 bankruptcy in march 2002 then filed a chapter 13 in Nov 08 can i convert my chap 13 to a chapter 7 in 2010

You cannot receive a chapter 7 discharge if you convert. There must be 8 years from filing date to filing date. In most cases, you would be...

I am currently in Chapter 13 and going to convert to Chapter 7. Wil I have to give the trustee my income tax return as before?

Probably not. Converting dates back to the original filing date, and the income tax refunds that were due you at that time. If they were dealt...

Default Judgement, Summons on served.

It really should not matter how many days you have. You should act immediately if you have a meaningful defense. And this will require an attorney.

Inheritance question Ch.7 Bankruptcy

I agree that you should have disclosed this on your Schedule B and exempted it on Schedule C. If you did not tell your attorney about this, you...

If you make a small payment (good faith payment)to a creditor each month can they still sue you?

Your brother can be sued if he does not pay the loan as agreed. The lender has no obligation to renegotiate the repayment terms of the loan. ...