I have a judgment I also put a lien the defendant property. The defendant is filing for bankruptcy.

The debtor can ask the bankruptcy court to remove the judgment lien, and there is not much you can do about it.

How much should it cost to file bankruptcy when only credit cards are involved?

Cost should not be an issue here. If she needs a bankruptcy, she should file one. "Just credit cards" is not the issue, the separation could be a...

Can a 1099c and a form be used to seize your bank account for a payday loan from 2007

Well, if they are giving you a heads up, you ought to move the funds to another account, just to be safe. Filing a 1099c is an IRS rule for...

Can our 36 month Ch 13 plan EXCEED 3 years? When can we expect to be done? We started making payments Jan 2011.

First, (sorry this is a pet peeve of mine) you provided the trustee with your tax RETURNS for three years. The trustee received three years of...

Our credit score shows a judgement & a settlement but now credit score is very low. Can we get this removed for a better score?

Generally, you cannot change reality. There was a judgment against you. It was satisfied. Your credit report shows that. The creditor has no...

Wells Fargo denied my modification request - 7 months behind - sale date in 90 days. Can I save house with using CH 13?

Yes you can file a chapter 13, even the day after your chapter 7 discharge. You can get a chapter 13 discharge if that case is filed at least 4...

In our 60th month of chapter 13 in North Georgia district. Last payment made. Do we continue to make paymts until discharged?

Make payments until you receive something from the trustee telling you otherwise. Usually, when you get to the end, the trustee files a release...

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If someone who has credit card bills or debt passes away, will the law hold the family responsible for the bills?

Generally the creditors lose. Some states have laws that require a spouse to cover essentials, so some of that debt might carry over to her. ...

What happens to joint accounts during a Bankruptcy?

If you are living with the girlfriend as a single household, her income may have to be considered on the means test. Only a local attorney...

Garnishment question.

Federal law lets you keep the first (federal minimum wage X 30 hours per week), or $217.50, or $935.25 per month. Once the lender reaches 25% of...