If you owe the money, there is no reason to have a court hearing. The creditor is asking you to admit that you owe the money in an attempt to save...

If I have a judgement placed against me, can the creditor access a joint bank account to recoup money?

Yes

Where is your attorney in this? You are playing with fire by not having competent counsel assisting you.

Confused about law surrounding reaffirmation. I wanted to not reaffirm my car but just continue to pay for it.

Ford Motor Credit and Chrysler Credit have taken an absolute stand that if you do not reaffirm, they will repossess as soon as they can without a...

Cosigned for a car before I filed bankruptcy and the borrower is no longer paying the leasing agreement.

The bankruptcy law requires that you list the lease and deal with it in your chapter 13 plan. If you did not do so, then the lessor was not given...

I need to locate a BK attorney if I can discharge IRS assessments.

You need to consult with someone who can review your specific circumstances. When you do not file a return, the IRS does one for you. There are...

Do I need an attorney ?

You agreed to pay a renewal fee. Just like if you charged more on the account. Your payment agreement had nothing to do with future charges, and...

I converted from 13 to ch 7. I didn't reaffirm my home. Will foreclosure be on my credit?

First, most attorneys recommend that you NEVER reaffirm a mortgage. Even if you had, if you do not make your payments, you will face foreclosure. ...

First, stop the direct deposit. Second, file a motion to allow payments. Realize that the motion and payment order only stops wage garnishments,...

Can your retirement pension be garnished due to foreclosure - 1st and 2nd mortage involved in Michigan?

I recommend you consult with a bankruptcy attorney. While the foreclosing first mortgage may chose to ignore any deficiency, the second mortgage...