Can a deficiency judgment be collected from 401k without bankruptcy in georgia ?

NO

What is the best way to deal with the reverse mortgage on my mothers house since she can no longer live in it?

You need to review the mortgage. Your mother may be entitled to monthly payments even if she does not live there. You may be able to rent it out....

I have not made a payment in like 5 months how long will it take for them to forclose on me

Foreclosure's key date is the date of sale. As you have seen, your lender is not moving quickly toward a sale date. Once the sale occurs you have...

How do i get my landlord to stop tresspassing?

Change the locks

Resident requirement for federal bankruptcy exceptions

Based on you fact scenario, you can use the federal exemptions if you file in Michigan.

How is the discharge of my taxes affected by the conversion from Chapter 13 to Chapter 7? This is a novel question...

The date of filing of the Original chapter 13 is the measuring date, even after conversion. If the taxes were not dischargeable when you filed the...

The owner of this house asked us if we wanted to lease with option, we moved on the property april 09 the knew his place

You need to seek advice of an attorney immediately. Take all of the documents relating to this transaction for review, along with details of all...

Is landlord required by MI law to give 30 days "written" notice to vacate on a month to month verbal lease agreement?

Generally, Landlord must give you one rental period of notice. Since most residential tenancies have monthly rental payments, that means your...

Which looks worse to employer on a credit report, Chapter 7 or 10.000 worth of debt? Kalamazoo, Mi

Michigan statute of limitations is 6 years from the date of the last activity. Any payment you make now will start that clock ticking again. You...

Generally not. A Motion for relief from the automatic stay must assert that you have failed to pay as agreed, resulting in a risk to the lender. ...