Home foreclosure with first and 2nd mortgage-do I have to pay off 2nd mortgage?

Yes you are responsible. This is now an unsecured debt. Statutes of limitations are usually from 3 to 6 year, but as much as 25 on a mortgage. ...

If an a/c unit was installed by a licensed contractor but does not work, does that mean I still have to pay them for services

Sounds like a warranty issue. One of you need to make a claim with the manufacturer for a replacement unit. If the warranty only covers the...

I have epilepsy and it had been well controlled until the people downstairs moved in. Since then with the continued noise, lack

You are being constructively evicted. You should get an attorney to make sure you go about this properly. Basically notify the landlord that you...

Limbs of tree on my lot are hanging over roof on adj lot. Adj lot owner verbally asked me to pay to remove. Do I need to do so?

Generally, an adjoining lot owner has the right to remove limbs that cross the property line at his cost. As this may affect the survival of the...

Any secured lender has a choice - foreclose or sue to collect the cash. The first mortgage foreclosure eliminated the foreclose choice for the...

Reaffirmation of real estate and credit reporting

There is rarely a good reason to reaffirm real estate - most experienced bankruptcy attorneys will recommend against it. But if it was formally...

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Vacant foreclosed home. Sheriff Sale on 6/14/11. All utilities = shut off. Do I still have to maintain home owner's insurance?

You should to protect yourself from liability claims.

Undoing a Land Combination

Adjacent 1 acre parcel that picked up the additional 5 acres took those additional acres subject to the lender's right to foreclose, so the lender...

IS IT LEGAL TO RENT A COUNTY OWNED TAX HOUSE?

Not at all clear what you are asking. As a house sitter, you have no interest in the home.

My landlord likes to shut off my power to "eliminate the noise" in my house when I am sleeping during the day to wake me up.

Obviously, if you pay your rent, your landlord would not be doing this. While it may be improper that the landlord is arguably taking away the...